Mike Beauregard, Realtor, Alta Realty Group CA , IncPhone: (858) 433-6869
Email: mike@mikebeauregard.com
Email: mike@mikebeauregard.com
Have you ever thought about the mortgage loan process? If you’re in the market for a home, you may be shopping for the perfect mortgage option. Understanding where the process originates can help you map out your homebuying timeline and identify the professional institutions you’ll work with to secure your loan.
A mortgage origination company is a business working closely with underwriters to complete the first and finalizing steps for mortgage loans. They gather documents, personal information and signatures to make sure the process runs smoothly.
Mortgage origination is the first company (originator) who starts the loan process. This can be but is not limited to mortgage brokers, retail banks and other mortgage lending institutions. They gather documents such as W-2s, personal ID’s and credit history to determine if applicants are qualified to receive a loan.
For most homeowners, financing through a mortgage loan was the best way to secure a property. Recent mortgage statistics have found over 64 percent of homeowners financed their home purchase through a mortgage loan.
For many homeowners, mortgage debt constitutes the largest portion of money owed to any institution. Currently, around 70 percent of US debt stems from mortgages.
Taking on a mortgage is a large responsibility, so it’s wise to do research on the mortgage industry to best understand mortgage rates and trends. Doing so can help you find the best deals to finance your home purchase.
Hi, I'm Mike A Beauregard. I am Realtor here In Rancho Penasquitos, and I'd love to assist you with your Rancho Penasquitos Home Selling needs. Whether you're in the research phase looking at your potential real estate service options or you are already ready to pull the trigger on hiring a Realtor for your Rancho Penasquitos home selling needs, I provide a No Cost, No Pressure, No Obligation consultation so you can learn first hand if working together with me to get your Rancho Penasquitos Home sold is right for you. You can contact me directly at 858 433 6869 or you can text the keycode WRPINQ to 619 345 5375 now for more digital info, and talk to no one at this time. text rates may apply from your carrier and, by proceeding, you (opt-in) agree-to initial automated interactive text dialog and to future communications via text or phone.
